PM Surya Ghar Subsidy: Complete Guide 2026

What is PM Surya Ghar?

The PM Surya Ghar Muft Bijli Yojana is a central government scheme that provides a subsidy of up to ₹78,000 for 3kW rooftop solar systems.

Who is eligible?

• Indian citizen with valid Aadhaar
• Homeowner with roof suitable for solar panels
• Existing electricity connection from a recognized DISCOM

Step-by-step application process

• Register on pmsuryaghar.gov.in with your Aadhaar number and electricity bill
• Choose an MNRE-empaneled installer from your area
• Get technical feasibility approval from your DISCOM
• Complete installation within 30 days of approval
• Submit commissioning certificate on the portal
• Receive subsidy directly in your bank account within 30-60 days

Documents needed

• Aadhaar card of the applicant
• Latest electricity bill
• Property ownership document
• Bank account details for DBT
• Passport-size photograph

Pro tip: Most rejections happen because of incomplete documentation. Double-check all documents before submitting.

Important deadlines

The scheme is valid until FY2027-28. However, states like Delhi have additional state subsidies that may have limited slots.

Common mistakes to avoid

• Choosing an installer who is not MNRE-empaneled
• Applying without checking structural feasibility first
• Submitting wrong bank account details for DBT transfer

FAQ

Can I get both central and state subsidy?

Yes, many states offer additional subsidy on top of central ₹78,000.

How long does subsidy disbursal take?

30-60 days after commissioning certificate submission.

Can I install without subsidy?

Yes, but it's not recommended as you'll miss out on significant savings.